div#unv_area {
	background: #BCC5DB;
}

div#body_area {
	background: url('../img/ins/img_bodyareabg.jpg') repeat-x;
}

div#main_area {
	padding: 0 0 20px 17px;
}

div#right_area {
	padding: 0 17px 0 0;
}

p#bc_area {
	font-size: 70%;
	padding:12px 0 10px 30px;
}

div#ins_area {
	padding: 20px 20px 0;
}

h2 {
	font-size: 85%;
	border-bottom: 3px double #3F8FD2;
	padding-top: 15px;
	padding-bottom: 5px;
	margin-bottom: 5px;
}

h3 {
	font-size: 80%;
	padding-top: 10px;
	margin-bottom: 5px;
}